/* Concrete NWI — mobile-first, no framework */
:root{--ink:#1d232a;--ink2:#3c4650;--muted:#5f6b76;--bg:#f6f5f2;--card:#fff;--line:#dcd9d2;--slate:#24303b;--slate2:#2f3d4a;--accent:#e8731c;--accent2:#c95e0f;--ok:#2d6a4f;--r:10px;--max:1120px}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{margin:0;font:17px/1.6 system-ui,-apple-system,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;color:var(--ink);background:var(--bg);padding-bottom:72px}
img,svg{max-width:100%}
a{color:#a24c0c}
a:hover{color:var(--accent2)}
h1,h2,h3{line-height:1.2;color:var(--slate);margin:1.4em 0 .5em}
h1{font-size:clamp(1.8rem,5.5vw,2.8rem);margin-top:0;letter-spacing:-.01em}
h2{font-size:clamp(1.35rem,3.6vw,1.8rem)}
h3{font-size:1.15rem}
p{margin:0 0 1em}
ul{padding-left:1.2em}
li{margin:.25em 0}
.wrap{max-width:var(--max);margin:0 auto;padding:0 18px}
.skip{position:absolute;left:-999px}.skip:focus{left:10px;top:10px;background:#fff;padding:8px;z-index:99}
/* header */
.hdr{background:var(--slate);color:#fff;position:sticky;top:0;z-index:20;box-shadow:0 2px 8px rgba(0,0,0,.18)}
.hdr .wrap{display:flex;align-items:center;justify-content:space-between;gap:12px;min-height:60px}
.brand{white-space:nowrap;display:flex;align-items:center;gap:10px;color:#fff;text-decoration:none;font-weight:800;font-size:1.1rem;letter-spacing:.01em}
.brand svg{width:34px;height:34px;flex:none}
.brand small{display:block;white-space:nowrap;font-weight:500;font-size:.72rem;color:#c9d1d8;letter-spacing:.04em;text-transform:uppercase}
.nav{display:none}
.nav a{color:#e9edf0;text-decoration:none;font-size:.92rem;padding:6px 7px;border-radius:6px;white-space:nowrap}
.nav a:hover,.nav a[aria-current]{background:var(--slate2);color:#fff}
.hdr-call{display:none}
.menu-btn{background:none;border:1px solid #5b6a77;color:#fff;border-radius:8px;padding:7px 11px;font:inherit;font-size:.9rem}
.mnav{display:none;background:var(--slate2);padding:6px 18px 14px}
.mnav.open{display:block}
.mnav a{display:block;color:#fff;text-decoration:none;padding:9px 0;border-bottom:1px solid #3d4c5a}
.hdr-call .btn{white-space:nowrap;padding:10px 14px}
@media(max-width:480px){.brand{white-space:normal;min-width:0}.brand small{white-space:normal;font-size:.64rem;letter-spacing:.02em;line-height:1.3}.menu-btn{flex:none}}
@media(min-width:1100px){.nav{display:flex;gap:0;flex-wrap:nowrap}.menu-btn,.mnav{display:none!important}.hdr-call{display:inline-flex}}
/* buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;background:var(--accent);color:#fff;text-decoration:none;font-weight:700;padding:13px 20px;border-radius:var(--r);border:0;font-size:1rem;cursor:pointer;line-height:1.2}
.btn:hover{background:var(--accent2);color:#fff}
.btn.ghost{background:transparent;border:2px solid #fff;color:#fff}
.btn.ghost:hover{background:#fff;color:var(--slate)}
.btn.dark{background:var(--slate)}
.btn svg{width:18px;height:18px}
/* hero */
.hero{background:linear-gradient(135deg,rgba(29,35,42,.93),rgba(47,61,74,.88)),repeating-linear-gradient(90deg,#4a5560 0 1px,transparent 1px 120px),repeating-linear-gradient(0deg,#4a5560 0 1px,transparent 1px 120px),#39444f;color:#fff;padding:44px 0 48px}
.hero h1{color:#fff}
.hero p.lead{font-size:1.12rem;color:#dfe5ea;max-width:44em}
.hero .ctas{display:flex;flex-wrap:wrap;gap:12px;margin-top:20px}
.eyebrow{display:inline-block;font-size:.78rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:#ffb57a;margin-bottom:10px}
.crumbs{font-size:.85rem;color:#c3ccd4;margin-bottom:12px}
.crumbs a{color:#ffd2ad}
.ticks{list-style:none;padding:0;margin:18px 0 0;display:flex;flex-wrap:wrap;gap:8px 18px;color:#e7ecf0;font-size:.95rem}
.ticks li:before{content:"✓ ";color:#ffb57a;font-weight:700}
/* sections */
main section{padding:34px 0}
.alt{background:#fff;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.grid{display:grid;gap:16px}
@media(min-width:640px){.g2{grid-template-columns:1fr 1fr}.g3{grid-template-columns:1fr 1fr}}
@media(min-width:960px){.g3{grid-template-columns:1fr 1fr 1fr}.cols{display:grid;grid-template-columns:1.65fr 1fr;gap:36px;align-items:start}}
.card{background:var(--card);border:1px solid var(--line);border-radius:var(--r);padding:20px}
.card h3{margin-top:0}
.card p:last-child{margin-bottom:0}
a.card{display:block;text-decoration:none;color:inherit;transition:border-color .15s,transform .15s}
a.card:hover{border-color:var(--accent);transform:translateY(-2px)}
a.card .more{color:#a24c0c;font-weight:700;font-size:.95rem}
.icon{width:42px;height:42px;border-radius:9px;background:#fdebdc;color:var(--accent2);display:flex;align-items:center;justify-content:center;margin-bottom:10px}
.icon svg{width:24px;height:24px}
.steps{counter-reset:s;list-style:none;padding:0}
.steps li{counter-increment:s;position:relative;padding-left:46px;margin:0 0 16px}
.steps li:before{content:counter(s);position:absolute;left:0;top:0;width:32px;height:32px;border-radius:50%;background:var(--slate);color:#fff;font-weight:700;display:flex;align-items:center;justify-content:center}
.note{background:#fff8ef;border:1px solid #f1d2b3;border-left:4px solid var(--accent);border-radius:8px;padding:14px 16px;font-size:.96rem}
.aside{position:sticky;top:80px}
.callbox{background:var(--slate);color:#fff;border-radius:var(--r);padding:22px}
.callbox h3{color:#fff;margin-top:0}
.callbox p{color:#d6dde3}
.callbox .btn{width:100%;margin-top:6px}
.chips{display:flex;flex-wrap:wrap;gap:8px;padding:0;list-style:none}
.chips a{display:inline-block;background:#fff;border:1px solid var(--line);border-radius:999px;padding:6px 14px;text-decoration:none;color:var(--ink2);font-size:.93rem}
.chips a:hover{border-color:var(--accent);color:var(--accent2)}
table{border-collapse:collapse;width:100%;font-size:.95rem;background:#fff}
th,td{border:1px solid var(--line);padding:9px 10px;text-align:left;vertical-align:top}
th{background:#eeece7}
.tbl{overflow-x:auto}
details{background:#fff;border:1px solid var(--line);border-radius:8px;padding:14px 16px;margin:0 0 10px}
details summary{font-weight:700;cursor:pointer;color:var(--slate)}
details[open] summary{margin-bottom:8px}
.src{font-size:.85rem;color:var(--muted)}
/* call page */
.btn.big{font-size:1.25rem;padding:18px 30px}
.bigcall{margin:6px 0 22px}
.arealist{padding-left:1.1em}
.arealist li{margin:6px 0}
/* cta band */
.band{background:var(--accent);color:#fff;padding:30px 0}
.band .wrap{display:flex;flex-wrap:wrap;gap:16px;align-items:center;justify-content:space-between}
.band h2{color:#fff;margin:0}
.band p{margin:.3em 0 0;color:#fff4ea}
.band .btn{background:var(--slate)}
/* footer */
.ftr{background:#1a2027;color:#b9c3cc;padding:34px 0 26px;font-size:.93rem}
.ftr a{color:#e5eaee;text-decoration:none}
.ftr a:hover{text-decoration:underline}
.ftr h4{color:#fff;margin:0 0 8px;font-size:1rem}
.ftr ul{list-style:none;padding:0;margin:0}
.fgrid{display:grid;gap:22px}
@media(min-width:760px){.fgrid{grid-template-columns:1.4fr 1fr 1fr 1fr}}
.disclose{border-top:1px solid #333d47;margin-top:24px;padding-top:16px;font-size:.84rem;color:#94a0ab}
/* sticky mobile call bar */
.callbar{position:fixed;left:0;right:0;bottom:0;z-index:30;display:flex;gap:8px;padding:10px 12px calc(10px + env(safe-area-inset-bottom));background:rgba(26,32,39,.97);box-shadow:0 -2px 10px rgba(0,0,0,.25)}
.callbar .btn{flex:1;padding:13px 10px}
@media(min-width:960px){body{padding-bottom:0}.callbar{left:auto;right:22px;bottom:22px;border-radius:999px;padding:6px;background:transparent;box-shadow:none}.callbar .btn{border-radius:999px;box-shadow:0 6px 18px rgba(0,0,0,.28);padding:14px 22px}}